Banks! Need I say more?
Well yes would be the short answer, maybe not a need, per say, more a whim to (yet again) vent, and to let my limited readership (that is you dear reader and I will endeavour to extract personal details at some point in the future) know the matters that constrict, steer and obstruct my otherwise smooth passage through this existence.
What could possibly have rankled this time? (I hear said through the ether).
I now have internet banking, I have had it for several years actually, and, working away from my habitual locale, namely home, I find it generally rather useful. The problems start when I try to explain to them that I no longer reside in the country of my birth.
This throws them a huge curveball, why would I want to bank in a different country? Because the country where I spend 99% of my time off, has two branches of "The Worlds Local Bank" neither of them within cycling distance (not being Lance Armstrong) of my home. This in itself doesn't cause me any friction until they suddenly decide that my spending habits are "Suspicious", and stop my cards from functioning. OK a twenty minute international phone call (at the expense of yours truly) usually rectifies the problem, but I am not doing anything "out of pattern" so why does it suddenly become "suspicious"?
I'm suspecting that there is a gambling ring within the card fraud department and they run a book on how long after they block my card, I make the phone call. I'm not totally disgusted with this, due to it being in my interest, that they are monitoring my transactions, I just wish it wouldn't happen with such embarrassing timing.
The real gnashing of teeth occurs when I have made an online transaction, now the very word "online" means that it was carried out, on the interweb, using computers (got that bit? Good I will carry on) summarily, these types of transaction are done electronically, light speed (well quicker than lots of things), so how come I finish the reported transaction and the message reads, this transaction could take 2-3 business days to show up in your account. Funnily enough this type of message only applies to money transfers that could benefit me and not the other way around, and why does it refer to "Business days"? Does the computer bugger off on a fishing trip for the weekend? I think not, (well actually I know it doesn't, credit me with that at least). These transfers are instantaneous, there is no doubt about the availability of funds in your account, so they are just profiteering, they make interest on your money as it wanders (lonely as a cloud) in the limbo that is monetary transfer land, (making them money all the time) and then they have the audacity to ask you to be grateful that it "only" took three (business) days (maximum six, if you have a bank holiday in the middle) and charge you for the privilege.
Thank you for ripping us all off, thank you for making it impossible to function without you then making money off our backs.
Well yes would be the short answer, maybe not a need, per say, more a whim to (yet again) vent, and to let my limited readership (that is you dear reader and I will endeavour to extract personal details at some point in the future) know the matters that constrict, steer and obstruct my otherwise smooth passage through this existence.
What could possibly have rankled this time? (I hear said through the ether).
I now have internet banking, I have had it for several years actually, and, working away from my habitual locale, namely home, I find it generally rather useful. The problems start when I try to explain to them that I no longer reside in the country of my birth.
This throws them a huge curveball, why would I want to bank in a different country? Because the country where I spend 99% of my time off, has two branches of "The Worlds Local Bank" neither of them within cycling distance (not being Lance Armstrong) of my home. This in itself doesn't cause me any friction until they suddenly decide that my spending habits are "Suspicious", and stop my cards from functioning. OK a twenty minute international phone call (at the expense of yours truly) usually rectifies the problem, but I am not doing anything "out of pattern" so why does it suddenly become "suspicious"?
I'm suspecting that there is a gambling ring within the card fraud department and they run a book on how long after they block my card, I make the phone call. I'm not totally disgusted with this, due to it being in my interest, that they are monitoring my transactions, I just wish it wouldn't happen with such embarrassing timing.
The real gnashing of teeth occurs when I have made an online transaction, now the very word "online" means that it was carried out, on the interweb, using computers (got that bit? Good I will carry on) summarily, these types of transaction are done electronically, light speed (well quicker than lots of things), so how come I finish the reported transaction and the message reads, this transaction could take 2-3 business days to show up in your account. Funnily enough this type of message only applies to money transfers that could benefit me and not the other way around, and why does it refer to "Business days"? Does the computer bugger off on a fishing trip for the weekend? I think not, (well actually I know it doesn't, credit me with that at least). These transfers are instantaneous, there is no doubt about the availability of funds in your account, so they are just profiteering, they make interest on your money as it wanders (lonely as a cloud) in the limbo that is monetary transfer land, (making them money all the time) and then they have the audacity to ask you to be grateful that it "only" took three (business) days (maximum six, if you have a bank holiday in the middle) and charge you for the privilege.
Thank you for ripping us all off, thank you for making it impossible to function without you then making money off our backs.
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